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Rev. 06/2013

FACTS

WHAT DOES TEXAS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number   
  • Transaction history
  • Account balances   
  • Transaction or loss history
  • Payment history     
  • Overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Texas Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Texas Bank share?

Can you limit this sharing?

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -

to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -

information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes -

information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call 903-657-1466 or Toll-free @ 844-319-6684 or go to www.texasbnk.com

 

What We Do

 

How does Texas Bank

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Texas Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account   
  • Show your government-issued ID
  • Apply for a loan     
  • Show your driver's license
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Texas Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Texas Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Texas Bank doesn't jointly market.

Other Important Information

Texas Bank engages in the business of selling checks as a company licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. If you have a complaint, first contact the compliance department of Texas Bank at (903)657-1466, if you still have an unresolved complaint regarding the company's money transmission or currency exchange activity, please direct your complaint to:

Texas Department of Banking 2601 Lamar Blvd, Ste 300

Austin, Texas 78705-4294,

1-877-276-5554 Toll-Free,

or www.banking.state.tx.us.

Privacy Model Disclosure

PRIV-MODEL 8/1/2010

VMP® Bankers Systems™

Wolters Kluwer Financial Services © 2010

2012.1/5266 200116933 Custom

 

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