Grow or get your business started with an SBA Loan.
As an SBA preferred lender, we offer a streamlined, fast approval process to keep your plans moving.
Benefits You’ll Love
- Competitive rates
- Lower down payments
- Flexible loan terms
- Expand or start a business
- Texas Bank holds the designated authority as a SBA Preferred Lender as well as SBA Express Loans and SBA Export Express
- Available for start-up businesses, as well as purchasing and refinancing existing businesses
- Government guaranteed financing for businesses that might otherwise have difficulty getting approved
- Competitive interest rates for a wide range of business needs:
- Commercial real estate purchase
- Construction
- Business acquisition or expansion
- Equipment/inventory purchase
- Working capital
- And more
- SBA 7(a) and 504 loan options available
- Generally lower down payments and extended terms
- Additional considerations taken when deciding maturity1
- Locally processed and underwritten
- Personal service for the life of the loan
- Subject to credit approval
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Advantage Money Market
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
| $0 - $2,500 | $2,500 | 0.50% | 0.50% |
| $2,500 - $9,999.99 | $2,500 | 0.60% | 0.60% |
| $10,000+ | $2,500 | 2.35% | 2.37% |
Interest Rate is subject to change after account is opened.
Business Interest Checking
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $750* | $100 | 0.55% | 0.55% |
Interest Rate is subject to change after account is opened.
*$750 minimum daily balance required to avoid the $7.50 monthly fee.
Certificates of Deposit (CDs)
| Term | Minimum Required Opening Deposit | APY | Interest Rate |
| 30 Day | $500 | 3.35% | 3.30% |
| 90 Day | $500 | 3.35% | 3.30% |
| 180 Day | $500 | 3.35% | 3.30% |
| 1 Year | $500 | 3.35% | 3.30% |
| 18 Months | $500 | 3.35% | 3.30% |
| 2 Years | $500 | 3.35% | 3.30% |
| 30 Months | $500 | 3.35% | 3.30% |
| 3 Years | $500 | 3.35% | 3.30% |
| 4 Years | $500 | 3.35% | 3.30% |
| 5 Years | $500 | 3.35% | 3.30% |
Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Certificates of Deposit.
Individual Retirement Accounts (IRAs)
| Term | Minimum Required Opening Deposit | APY | Interest Rate |
| Advantage IRA - 24 Months | $500 | 3.45% | 3.40% |
| 6 Months | $500 | 3.35% | 3.30% |
| 1 Year | $500 | 3.35% | 3.30% |
| 18 Months | $500 | 3.35% | 3.30% |
| 2 Years | $500 | 3.35% | 3.30% |
| 30 Months | $500 | 3.35% | 3.30% |
| 3 Years | $500 | 3.35% | 3.30% |
| 4 Years | $500 | 3.35% | 3.30% |
| 5 Years | $500 | 3.35% | 3.30% |
Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Individual Retirement Accounts (IRAs).
Interest Checking
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
| $750* | $25 | 0.50% | 0.50% |
Interest Rate is subject to change after account is opened.
*$750 minimum daily balance required to avoid the $7.50 monthly fee.
Savings Accounts
| Account | Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|---|
| Savings Account | $100* | $100 | 0.50% | 0.50% |
| Student/Senior Savings | N/A | $25 | 0.50% | 0.50% |
Interest Rate is subject to change after account is opened.
*$100 minimum daily balance required to avoid the $5 monthly fee.
Texas Reward Checking
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
| Qualifying balance less than and equal to $25,000 | $25 | 5.00% | 5.12% |
| Qualifying balance greater than $25,000** | $25 | 0.50% | 0.50% |
| Non-qualifying rate (all balances) if account requirements are not met | $25 | 0.50% | 0.50% |
Interest Rate is subject to change after account is opened.
**Earn Range from 5.12% to 0.50% APY on qualifying balances over $25,000
