Your own piece of Texas is calling. 

From office space to warehouse, build your business on solid financial ground with local processing. 

Benefits You’ll Love 

  • Competitive rates 
  • Flexible lending for multiple project types 
  • Repayment terms custom to your business 
  • Quick decision-making 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Advantage Money Market

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $2,500 $2,500 0.50% 0.50%
$2,500 - $9,999.99 $2,500 0.60% 0.60%
$10,000+ $2,500 2.35% 2.37%

Interest Rate is subject to change after account is opened.

Business Interest Checking

Balance Minimum Required Opening Deposit Interest Rate APY
$750* $100 0.55% 0.55%

Interest Rate is subject to change after account is opened.

*$750 minimum daily balance required to avoid the $7.50 monthly fee.

Certificates of Deposit (CDs)

Term Minimum Required Opening Deposit APY Interest Rate
30 Day $500 3.35% 3.30%
90 Day $500 3.35% 3.30%
180 Day $500 3.35% 3.30%
1 Year $500 3.35% 3.30%
18 Months $500 3.35% 3.30%
2 Years $500 3.35% 3.30%
30 Months $500 3.35% 3.30%
3 Years $500 3.35% 3.30%
4 Years $500 3.35% 3.30%
5 Years $500 3.35% 3.30%

 

Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Certificates of Deposit.

Individual Retirement Accounts (IRAs)

Term Minimum Required Opening Deposit APY Interest Rate
Advantage IRA - 24 Months $500 3.45% 3.40%
6 Months $500 3.35% 3.30%
1 Year $500 3.35% 3.30%
18 Months $500 3.35% 3.30%
2 Years $500 3.35% 3.30%
30 Months $500 3.35% 3.30%
3 Years $500 3.35% 3.30%
4 Years $500 3.35% 3.30%
5 Years $500 3.35% 3.30%

Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Individual Retirement Accounts (IRAs).

Interest Checking

Balance Minimum Required Opening Deposit Interest Rate APY
$750* $25 0.50% 0.50%

Interest Rate is subject to change after account is opened.

*$750 minimum daily balance required to avoid the $7.50 monthly fee.

Savings Accounts

Account Balance Minimum Required Opening Deposit Interest Rate APY
Savings Account $100* $100 0.50% 0.50%
Student/Senior Savings N/A $25 0.50% 0.50%

Interest Rate is subject to change after account is opened.

*$100 minimum daily balance required to avoid the $5 monthly fee.

Texas Reward Checking

Balance Minimum Required Opening Deposit Interest Rate APY
Qualifying balance less than and equal to $25,000 $25 5.00% 5.12%
Qualifying balance greater than $25,000** $25 0.50% 0.50%
Non-qualifying rate (all balances) if account requirements are not met $25 0.50% 0.50%

Interest Rate is subject to change after account is opened.

**Earn Range from 5.12% to 0.50% APY on qualifying balances over $25,000

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