Watch the returns add up.
Earn interest on your business checking balance while enjoying the perks of banking at Texas Bank.
Benefits You’ll Love
- Unlimited transactions
- Earn competitive interest
- Spend with a Visa® business debit card
- No minimum balance requirements
- Earn competitive interest on your balance
- Unlimited monthly transactions at low per-item fees
- Avoid the $7.50 monthly fee by maintaining a $750 minimum daily balance
- No minimum balance requirements
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit1
- Free eStatements
- Free telephone banking
- Free Visa® business debit card
- Cash management available
- Merchant card service available
- Free transactions at all Texas Bank ATMs
- Canvas lock bags available
- $100 minimum deposit to open
1Texas Bank Mobile Deposit and Mobile App are free of charge; however, check with your mobile provider as message and data rates may apply.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Advantage Money Market
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
| $0 - $2,500 | $2,500 | 0.50% | 0.50% |
| $2,500 - $9,999.99 | $2,500 | 0.60% | 0.60% |
| $10,000+ | $2,500 | 2.35% | 2.37% |
Interest Rate is subject to change after account is opened.
Business Interest Checking
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $750* | $100 | 0.55% | 0.55% |
Interest Rate is subject to change after account is opened.
*$750 minimum daily balance required to avoid the $7.50 monthly fee.
Certificates of Deposit (CDs)
| Term | Minimum Required Opening Deposit | APY | Interest Rate |
| 30 Day | $500 | 3.35% | 3.30% |
| 90 Day | $500 | 3.35% | 3.30% |
| 180 Day | $500 | 3.35% | 3.30% |
| 1 Year | $500 | 3.35% | 3.30% |
| 18 Months | $500 | 3.35% | 3.30% |
| 2 Years | $500 | 3.35% | 3.30% |
| 30 Months | $500 | 3.35% | 3.30% |
| 3 Years | $500 | 3.35% | 3.30% |
| 4 Years | $500 | 3.35% | 3.30% |
| 5 Years | $500 | 3.35% | 3.30% |
Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Certificates of Deposit.
Individual Retirement Accounts (IRAs)
| Term | Minimum Required Opening Deposit | APY | Interest Rate |
| Advantage IRA - 24 Months | $500 | 3.45% | 3.40% |
| 6 Months | $500 | 3.35% | 3.30% |
| 1 Year | $500 | 3.35% | 3.30% |
| 18 Months | $500 | 3.35% | 3.30% |
| 2 Years | $500 | 3.35% | 3.30% |
| 30 Months | $500 | 3.35% | 3.30% |
| 3 Years | $500 | 3.35% | 3.30% |
| 4 Years | $500 | 3.35% | 3.30% |
| 5 Years | $500 | 3.35% | 3.30% |
Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Individual Retirement Accounts (IRAs).
Interest Checking
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
| $750* | $25 | 0.50% | 0.50% |
Interest Rate is subject to change after account is opened.
*$750 minimum daily balance required to avoid the $7.50 monthly fee.
Savings Accounts
| Account | Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|---|
| Savings Account | $100* | $100 | 0.50% | 0.50% |
| Student/Senior Savings | N/A | $25 | 0.50% | 0.50% |
Interest Rate is subject to change after account is opened.
*$100 minimum daily balance required to avoid the $5 monthly fee.
Texas Reward Checking
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
| Qualifying balance less than and equal to $25,000 | $25 | 5.00% | 5.12% |
| Qualifying balance greater than $25,000** | $25 | 0.50% | 0.50% |
| Non-qualifying rate (all balances) if account requirements are not met | $25 | 0.50% | 0.50% |
Interest Rate is subject to change after account is opened.
**Earn Range from 5.12% to 0.50% APY on qualifying balances over $25,000
